Bank & Payment Reconciliation

Automatically match PMS revenue, bank deposits, credit card settlements, and OTA payouts across every property - every day. Catch missing deposits, timing mismatches, and settlement discrepancies before they cost you money.

app.wiserdigits.com/reconciliation
Wiser Digits Payment Reconciliation dashboard showing cash, check, AMEX, Visa, and Mastercard settlement data
The Problem

Reconciliation Was Never Designed for Hotels

Hotels have unique revenue streams - room charges, F&B, banquets, OTAs, credit cards, cash - flowing through disconnected systems every single day.

Multiple Revenue Streams, Zero Automation

PMS, bank, credit card processor, OTA portals - each one a separate login, separate export, separate spreadsheet to reconcile manually.

Settlement Timing Is Unpredictable

Credit card processors settle in 1–5 business days. OTAs take 2–6 weeks. Matching deposits to the right day is a guessing game.

Missing Deposits Go Unnoticed

Without automated matching, a $4,000 missing bank deposit can sit undetected for weeks - turning a recoverable issue into a permanent loss.

No Visibility Until Month-End

Most hotel groups only discover reconciliation issues at month-end close - when it's too late to take corrective action or recover lost revenue.

Frustrated hotel accountant surrounded by spreadsheets, bank statements, and multiple portals struggling with manual payment reconciliation
The Engine

Different Data Sources. 1 Reconciliation Engine.

Wiser Digits ingests every revenue and payment stream, then cross-references them using AI to surface discrepancies you'd never catch manually.

Data Sources

4 Active

PMS Revenue

Daily Flash & Ledger Data

Bank Deposits

Direct Feed via Plaid

Credit Card Settlements

Processor Batch Report

OTA Payments

Expedia, Booking.com

AI Anomaly Detection

3 Active
Reconciliation Engine Active

! Missing Deposit Detected

PMS posted $4,200 cash on 10/12, but no matching bank deposit found within 48 hours.

Timing Mismatch

Amex settlement delayed by 3 days compared to historical average.

Settlement Discrepancy

Variance of $12.90 between PMS batch and Processor net amount.

Discover lost revenue before it disappears - without spreadsheets.

How It Works

Reconciliation on Autopilot

From ingestion to exception resolution - the entire process runs automatically, every day, across all your properties.

01

Ingest All Sources

PMS revenue data, bank feeds via Plaid, credit card processor batches, and OTA settlement files are pulled in automatically each morning.

02

AI Cross-Matching

Our engine matches transactions across sources using fuzzy logic, date ranges, and amount tolerances - handling timing delays and partial matches intelligently.

03

Anomaly Detection

Missing deposits, settlement variances, duplicate charges, and timing mismatches are flagged instantly with severity levels and suggested resolution steps.

04

Resolve & Close

Your team reviews only the exceptions. One-click resolution, automatic journal entries, and a complete audit trail for every match and adjustment.

98.5%
Auto-Match Rate Across All Sources
$47K
Average Revenue Recovered Per Hotel / Year
90%
Reduction in Manual Reconciliation Time
Daily
Reconciliation Instead of Monthly
Compatibility

Connects to Every Payment Source & Integrates with 99.9% Banks Across the United States

From PMS systems to banks to credit card processors - Wiser Digits reconciles them all automatically.

Opera PMS
Fosse
Mews
Cloudbeds
Chase Bank
Wells Fargo
Bank of America
Plaid (Direct Feed)
Visa / Mastercard
Amex Settlements
Stripe
Square
Expedia
Booking.com
Airbnb
+ 30 more

Stop Losing Revenue to Undetected Discrepancies.

See how automated reconciliation can recover thousands per property, every year - with zero manual spreadsheet work.